The Parwaz Card is a fantastic resource, but it is not for everyone. The Punjab Government has set aside a specific budget for this revolving fund, and strict criteria are used to select beneficiaries. Many applicants face rejection simply because they did not perform a proper “Parwaz Card Eligibility Check” before applying.
This comprehensive guide breaks down every requirement—from age to income status—so you can determine if you are the right candidate for this interest-free loan.

Detailed Eligibility Criteria
To qualify for the Parwaz Card in 2026, you must pass checks in three different categories: Personal, Professional, and Financial.
1. Personal Eligibility
- Citizenship: You must be a Pakistani citizen.
- Domicile: You must possess a Domicile from the Punjab province. Residents of Sindh, KPK, or Balochistan are not eligible for this specific scheme.
- Age: You must be between 18 and 35 years old. This scheme targets the youth demographic.
- Character: You must not have a criminal record or be on the Exit Control List (ECL).
2. Professional Eligibility
This is the most critical part. The scheme is for workers, not tourists.
- Visa Status: You must hold a valid Work Visa (Employment Visa). Visit visas, business visas, or student visas are strictly rejected.
- Job Offer: You must have a valid Foreign Service Agreement (FSA) verified by the Protectorate of Emigrants.
- Skill Level: Both skilled (e.g., engineers, nurses) and semi-skilled (e.g., laborers, masons) workers can apply.
3. Financial Eligibility
- Need-Based: You must demonstrate that you cannot afford the travel costs yourself.
- Credit History: You should not be a defaulter of any bank in Pakistan. If you have taken a loan previously and failed to pay it back, your Parwaz Card application will be declined.
The “Protector” Requirement Explained
A common point of confusion is the “Protector.” To be eligible, your passport must be “protected.” This means you must register with the Bureau of Emigration & Overseas Employment. The Parwaz Card scheme verifies your data directly with this Bureau. If your job is not registered there, you are considered ineligible.
How to Apply (If You are Eligible)
Once you have confirmed you meet all the criteria above, follow these steps:
- Prepare Documents: Gather your CNIC, Passport, Domicile, and Protected Job Letter.
- Online Portal: Log in to parwaaz.psdf.org.pk.
- Data Entry: Enter your personal and professional data accurately.
- Verification: The system will auto-check your eligibility against the NADRA and Bureau databases.
- Approval: If eligible, you will receive a confirmation SMS.
Help and Support for Eligibility Queries
Sometimes, the system might mark you as “Ineligible” due to a data error (e.g., mismatch in name spelling). In such cases, you need human support.
- Helpline: Call 042-111-11-PSDF (7733).
- Complaint Portal: You can lodge a complaint via the “Contact Us” section on the website if you believe you were wrongly rejected.
- Verification Center: Visit the nearest Protectorate of Emigrants office to ensure your data is updated in their system.
Conclusion
Performing a self-check using this Parwaz Card Eligibility Guide can save you time and disappointment. This scheme is a loan, not a gift, which is why the government ensures that only genuine workers with a high probability of repayment are selected. If you meet the age, residency, and job criteria, this card is your golden ticket to a debt-free start in a new country.
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