Parwaz Card 2026 is a flagship CM Punjab program launched by the Government of Punjab to empower youth, skilled workers, and entrepreneurs. This initiative focuses on interest-free financial support, overseas employment facilitation, and business growth through a fully digital and transparent system. The objective of Parwaz Card 2026 is to reduce unemployment, promote self-reliance, and strengthen Punjab’s economy in a sustainable way.

What Is CM Punjab Parwaz Card 2026
The CM Punjab Parwaz Card 2026 scheme is a government-backed empowerment program offering 0% interest loans under two major tracks: overseas employment and business financing. Applicants can apply online without any registration fee or agent involvement. The program ensures equal opportunity, merit-based selection, and official verification under Punjab government supervision.
Parwaz Card 2026 Quick Overview
| Item | Details |
|---|---|
| Program Name | CM Punjab Parwaz Card 2026 |
| Launch Year | 2026 |
| Province | Punjab |
| Loan Type | Interest-Free (0%) |
| Categories | Overseas Employment & Business |
| Application Mode | Online |
| Authority | Government of Punjab |
| Target Group | Youth & Entrepreneurs |
Benefits of Parwaz Card 2026
The benefits of Parwaz Card 2026 make it one of the most impactful Punjab government schemes for financial empowerment and employment generation.
• Interest-free loans with zero markup
• Financial support for overseas jobs and local businesses
• Transparent and merit-based online system
• Skills and capacity-building support
• Focus on youth, startups, and small entrepreneurs
These benefits help individuals build stable income sources while reducing financial stress and dependency.
Parwaz Card 2026 for Overseas Employment
The Parwaz Card overseas employment track 2026 supports young people who want to work abroad but cannot afford initial expenses. This track combines financing with skills development to improve international job placement chances.
• Interest-free loan up to Rs. 1,000,000
• Coverage for visa, passport, and air ticket costs
• Free skills and language training
• Support for safe and legal overseas employment
This track plays a key role in enabling youth to access global job markets through official channels.
How to Apply for Parwaz Card 2026
The Parwaz Card online application process 2026 is simple and fully digital. Applicants must apply only through the official Punjab government portal:
https://parwaz.psdf.punjab.gov.pk
Applicants need a valid CNIC, a registered mobile number, and basic personal details. After submission, applications are verified through official SMS or calls before approval.
Parwaz Card 2026 for Business Loans (Asaan Karobar)
The Parwaz Card business loan program 2026, also known as Asaan Karobar, supports startups and existing small businesses. This track provides interest-free capital to help businesses start, expand, or stabilize operations, contributing to job creation and economic growth in Punjab.
Eligibility Criteria for Business Track
| Requirement | Details |
|---|---|
| Residency | Punjab |
| Age Limit | 25–55 Years |
| Tax Filer | Required |
| NTN | Mandatory |
| Business Plan | Required |
| Loan Type | Interest-Free |
| Collateral | Required for Tier-2 |
| Processing | Official System |
Comparison of Parwaz Card Tracks
| Feature | Overseas Employment | Business (Asaan Karobar) |
|---|---|---|
| Target Group | Youth (18–45) | Entrepreneurs (25–55) |
| Maximum Loan | Rs. 1,000,000 | Rs. 3,000,000 |
| Interest Rate | 0% | 0% |
| Purpose | Work Abroad | Business Growth |
| Tax Filer | Not Required | Required |
| Training | Yes | No |
| Collateral | Not Required | Tier-2 Only |
Final Note
Parwaz Card 2026 is a comprehensive CM Punjab initiative offering interest-free financial support for overseas employment and business development. With a transparent online system, official verification, and a strong focus on youth empowerment, the Parwaz Card scheme 2026 is set to play a major role in job creation and economic stability across Punjab.
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