Distribution of Negahban ATM Cards Begins Across Punjab Under Nigehban Ramzan Package 2026

The wait is finally over for millions of families in Punjab as Chief Minister Maryam Nawaz has officially greenlit the Distribution of Negahban ATM Cards 2026! This historic Rs. 40 billion relief initiative is designed to ensure that no deserving family is left behind during the holy month of Ramadan, providing a direct cash subsidy of Rs. 10,000 with zero hassle. Forget the days of standing in long, exhausting queues; for the first time, these digital cards are being delivered directly to your doorstep with the highest level of respect and transparency. Managed by the Punjab Information Technology Board (PITB), the entire process is fully automated to ensure every rupee reaches the rightful citizen. If you have been waiting for your relief payment, now is the time to act—check your eligibility via SMS 8070 and keep your original CNIC ready for verification when the government teams arrive at your home!+2

Quick Overview

Program Detail	Information for 2026
Total Relief Budget	Rs. 40 Billion
Cash Amount	Rs. 10,000 per family
Eligible Families	4 Million Households
Official Portal	pser.punjab.gov.pk
Helpline Number	0800-02345

What is the Negahban ATM Card Program?

The Negahban ATM Card is a revolutionary digital payment tool introduced under the Nigehban Ramzan Package 2026. Unlike previous years where physical ration bags were the primary mode of aid, this year the government has shifted toward a “Cash-First” model to empower families. Each card comes pre-loaded with Rs. 10,000, which can be withdrawn from over 20,000 branchless banking outlets including HBL Konnect, UBL Omni, and Bank of Punjab (BOP) agents.+2

This digital shift ensures transparency and accountability. Every transaction is recorded in real-time by PITB, preventing any ghost beneficiaries or corruption. The mission of CM Maryam Nawaz is simple: to provide a dignified experience where the state comes to the doorstep of the poor, rather than the poor begging for their rights.

Who is Eligible for Negahban Card 2026?

To qualify for this subsidy, families must be registered in the Punjab Socio-Economic Registry (PSER) or the Benazir Income Support Program (BISP). The eligibility is strictly based on your poverty score.+1

Residency: Must have a valid Punjab Domicile and CNIC.
Income Level: Monthly family income must be below Rs. 60,000.
Poverty Score: Your PMT (Poverty Means Test) score should ideally be below 30.
Asset Rule: No family member should own a registered four-wheeler (car/tractor).
Employment: Government employees and high-tier taxpayers are not eligible.

Step-by-Step: How to Activate Your Negahban ATM Card?

Once the district administration team delivers the card to your home, you must activate it before you can withdraw the cash. This Distribution of Negahban ATM Cards process is secure and requires biometric verification.

Receive the Card: Ensure the card is delivered by an official government team.
Visit Activation Center: Go to any of the 160+ dedicated Tehsil centers or authorized agents (HBL Konnect/UBL Omni).
Biometric Verification: Place your thumb on the scanner for identity verification.
Set PIN: Follow the instructions at the agent point or Bank of Punjab (BOP) ATM to set your secure 4-digit PIN.
Withdraw Cash: You can withdraw the full Rs. 10,000 or use the card for grocery shopping at selected stores.

Negahban Card Withdrawal & Activation Network

Point of Contact	Service Type
BOP ATMs	Cash Withdrawal (24/7)
160 Tehsil Centers	Card Collection & Activation
HBL Konnect Agents	Biometric Withdrawal
UBL Omni Dukaans	Cash Out & Inquiry
Official Helpline	0800-02345 (Complaints)

How to Check Your Status Online via 8070?

If you haven’t received an SMS or a visit from the government team yet, you can check your eligibility status using these two official methods:

SMS Method: Open your mobile message app, type your 13-digit CNIC (without dashes), and send it to 8070. You will receive an instant reply regarding your eligibility status.
Portal Method: Visit the official PSER Punjab Portal and enter your CNIC number in the “Check Eligibility” section to see your current PMT score and registration status.

Important Alert: Avoid Scams and Fake Calls

With the Distribution of Negahban ATM Cards 2026, many scammers are sending fake SMS from private numbers asking for “registration fees” or “OTP codes.” Please note that the Negahban ATM Card is 100% free. No government official will ever ask you for money or your bank PIN. Always verify information through the official helpline 0800-02345 and do not click on suspicious links sent via WhatsApp.

Final Words

The Distribution of Negahban ATM Cards is a testament to the Punjab government’s commitment to social justice. With a massive budget of Rs. 40 billion, this program is providing a much-needed cushion against inflation for 4 million households. If you are eligible, keep your original CNIC and registered mobile phone active to ensure you don’t miss this blessing in the month of Ramadan.